Retirement Planning: The Before Stage


Course Code: BSIR Category: Tag:
Start Date: 01/16/2020, 1 meeting
Class Time: 7:00 PM - 9:00 PM
Location: 225, Lexington High school
Instructor: James Wood
Status: Running/Openings


In this presentation, Jim Wood, a Fiduciary Financial Planner, will cover how Financial planners can help you establish goals for your post-retirement needs. Jim will address how the differences between mutual funds and exchange traded funds, including how expenses can affect your returns. Jim will review the differences between Index Funds and Actively managed funds and returns of each type of investment. He will address the importance of allocating assets between fixed income and equities according to your risk tolerance and how rebalancing your portfolio may help maintain your established risk tolerance. He will review the impact of traditional and Roth 401K in your retirement plan and when it is appropriate to select one or the other. Finally he will introduce you to a planning method that will help you calibrate how much you spend from your retirement assets and not run out of money, and the best way to spend down these assets.